Bank of America Premium Rewards Credit Card

Welcome to the Bank of America Premium Rewards Credit Card, a strategic financial asset for enhancing your spending experience across the United States.

Designed with a competitive edge, this card offers unparalleled rewards and travel benefits for those who prioritize value and flexibility.

Whether you're seeking elevated returns on your daily purchases or aiming to maximize rewards on travel expenses, this card serves as a gateway to smarter financial management.

Stay ahead of market trends and optimize your investment strategy with a product that empowers informed, confident decisions.

Earn Unlimited 2 Points for every $1 spent on travel and dining purchases

Saving on travel and dining expenses becomes effortless with the Bank of America Premium Rewards Credit Card, as it offers 2 points for every dollar spent in these categories.

For frequent travelers, this translates into significant rewards accumulation, which can be redeemed for cash back, travel, or gift cards, directly offsetting future expenses.

Dining out also adds up over time, so even modest purchases can lead to substantial point accrual.

Consider the scenario where an average dining and travel budget of $5,000 annually nets 10,000 points, approximately worth $100 in value, effectively reducing those expenses by an equivalent amount.

Earn Unlimited 1.5 Points for every $1 spent on all other purchases

This rewards structure extends beyond travel and dining, with unlimited 1.5 points awarded on all other purchases, facilitating holistic savings across various spending categories.

These include everyday expenditures like groceries, gas, or online shopping, broadening the scope of earning potential.

The efficacy of this benefit is best observed in regular spending habits where, for instance, routine expenses totalling $10,000 annually yield 15,000 points, translating to a $150 savings potential when redeemed.

Such savings accrue without change in lifestyle, embedding value in typical spending patterns for comprehensive budget management.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

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Receive up to $100 in Airline Incidental Statement Credits annually

This cost-saving benefit allows cardholders to offset common travel expenses, leading to direct savings.

Many airlines charge additional fees for checked bags, in-flight refreshments, or seat selection.

Utilizing the airline incidental credits can result in significant savings over time for frequent travelers.

Assuming an average checked bag fee of $30, the $100 credit can cover more than three checked bags each year.

This benefit is particularly advantageous for domestic travelers on non-budget airlines where such fees are prevalent.

By covering these costs, users can better allocate their travel budgets towards other experiences.

Get up to $100 in Statement Credits for Global Entry or TSA Pre✓®

This feature directly reduces the cost of expedited airport security programs, enhancing travel efficiency.

Global Entry and TSA Pre✓® fees are $100 and $85, respectively, for a five-year membership.

The statement credit essentially provides these services at no cost, eliminating the financial barrier for users.

Travelers can save the fee amount while significantly reducing airport wait times, enhancing their travel convenience.

Rapid security clearance allows passengers to travel more efficiently, saving potentially hours of time over five years.

For frequent flyers, this benefit offers both financial savings and tangible improvement in travel experience.